Remortgage

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  Fixed Rate Remortgages
  

  If you are currently considering a fixed rate remortgage the chances are you are already aware that these are at an all time low. With variable interest rates so low these offers will now only head in one direction (upwards) as the economy starts to pick up. So now is a good time to 'lock in' to a fixed rate if you anticipate an upturn in the economy. As soon as the standard variable rates start to increase many of the current low fixed rates available will be withdrawn by the lenders. So wating to 'see what happens' could be too late!

• If you would like to know what is currently available across the whole UK market and consider your options and see how much you could save over the period of a fixed rate (whether this be short or long term) please complete our FREE No Obligation Form to speak to an idependent expert today to see how much this could save you!
  

• Fixed Rate mortgages are currently very popular and all lenders will have some Fixed Rate deals for you to consider. A Fixed Rate means that the interest charged on the mortgage remains constant throughout the period and therefore the amount you repay on your mortgage each month remains the same whether you have an interest only or repayment mortgage. The period of the Fixed Rate can vary but most commonly has been 2, 3 or 5 years. There are longer periods offered by some lenders including for the lifetime of the mortgage.

  Always seek independent advice when considering your mortgages options. We will access the whole market to find you the best product for your circumstances.
  
  You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you've just come out of a tie in (fixed rate, low start) or are looking to raise capital for any purpose our brokers will give you best advice. That advice may be to stay with your current lender.

  Many lenders are now offering very attractive deals, but are they what they seem? An independent broker can compare these deals for you and advise whether there are any unfair charges or tie in periods that may not be apparent to you.

  What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to high redemption penalties (of several thousand pounds) when presented with this scenario.