Remortgage

• Self Cert Remortgages
  
  Self Cert Mortgages are for people who may have difficulty in proving their income. Although they are often associatd with the self employed they are available to people from all walks of life regardless of their employment status. This could include employed people such as waiters or sales people who may receive a basic provable income but this is substantially higher with tips or bonuses.

  Self Cert Mortgages are the same as regular mortgages but you do not have to prove your income. All you have to do is provide a signed declaration of your income and your ability to afford the mortgage you are applying for. Your accounts will not be checked and you will not have to prove your financial or employment status. The only checks made on you will be the standard credit checks.
  

  Always seek independent advice when considering your mortgages options. We will access the whole market to find you the best product for your circumstances.
  
  You no doubt want to ensure you get a better mortgage deal than the one you have. Whether you've just come out of a tie in (fixed rate, low start) or are looking to raise capital for any purpose our brokers will give you best advice. That advice may be to stay with your current lender.

  Many lenders are now offering very attractive deals, but are they what they seem? An independent broker can compare these deals for you and advise whether there are any unfair charges or tie in periods that may not be apparent to you.

  What if you need to raise cash or want to sell your house quickly? Many people have found they are prevented from doing this or subject to high redemption penalties (of several thousand pounds) when presented with this scenario.