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Rosalind, Chesham
“When I visited your website I was desperate as my finances were in a real mess. You recommended us to a mortgage adviser and through their help and patience secured a mortgage for me through a building society who were sympathetic to my needs.
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Robert, Crawley
“Thanks for an outstanding and efficient job. You guys are head and shoulders above all other websites I visited and the follow up from the mortgage advisers was prompt and efficient. You can be assured that I refer you to my friends as well as my clients.”
Julie, Brighton
“I thought that I would never be able to qualify for a mortgage after my bankruptcy. You are truly miracle workers.”
John, Surrey
“I was referred to RemortgageMe by a relative. It was at a time I needed real help in getting my financial situation in control.
“The whole process was so quick from filling in my details to the adviser calling me. I'm looking to complete on my remortgage next week.”
Peter, Nottingham
Shared ownership was introduced to help people who cannot afford to buy a property outright. The current government is trying to increase the amount of shared ownership properties available to help young people, particularly key workers such as teachers, nurses, council workers etc to get on the property ladder.
Shared ownership means that you 'buy' a percentage of a property (typically 25%, 50% or 75%) in partnership with a housing association (non profit making organsations) and pay a small rent on the percentage you don't own. Over time you can have the option to purchase the part of the property you rent until you own it outright. This is a great way to get on the housing market at an early stage in areas where property values are high. In time, as your income increases, the higher mortgage payments needed to meet the full 100% ownership of the property should become more affordable for you.
There are several lenders that specialise in mortgages for dhared ownership properties. Also, your employer may offer incentives, particularly if you are moving into an area of high property value.
Always get independent advice on these products! To speak to an independent FSA (Financial Services Authority) regulated mortgage advisor now complete our no obligation enquiry form below. This service is completely free and your personal broker is under obligation to give you 'best advice' depending on your circumstances and requirements. Your personal independent broker may suggest other mortgage products to you that you may be unaware of.