moving home?

Get independent advice from a regulated FSA (Financial Services Authority) mortgage broker on thousands of different mortgage products. Speaking to an advisor can help you avoid unnecessary charges and risk (witness Northern Rock customers) by researching the whole UK mortgage market to find the best product for you, not the best product a particular lender might offer!

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“Thank your team for a truly excellent, top class service over a remortgage just completed especially Simply Finance who were very efficient.They will be highly recommended as far as I am concerned, in the future.”

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young couple

“When I visited your website I was desperate as my finances were in a real mess. You recommended us to a mortgage adviser and through their help and patience secured a mortgage for me through a building society who were sympathetic to my needs.

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“Thanks for an outstanding and efficient job. You guys are head and shoulders above all other websites I visited and the follow up from the mortgage advisers was prompt and efficient. You can be assured that I refer you to my friends as well as my clients.”

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“I thought that I would never be able to qualify for a mortgage after my bankruptcy. You are truly miracle workers.”

John, Surrey

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“I was referred to RemortgageMe by a relative. It was at a time I needed real help in getting my financial situation in control.

“The whole process was so quick from filling in my details to the adviser calling me. I'm looking to complete on my remortgage next week.”

Peter, Nottingham

Moving Home (Poor Credit Mortgages)

It is estimated that one in four of us have, or have had, some poor or adverse credit issue at some time in our lives. Depending on what that issue is does not stop us getting a mortgage but it does mean we have to know where to look. If you have a current issue such as a CCJ (County Court Judgement), missed mortgage or loan payments, bankruptcy or IVA (Individual Voluntary Agreement) many of these products and services are not available via the High Street lenders and you need to seek independent advice to get access to these services.

Don't jump out of the frying pan into the fire. Speak to an expert!

Your independent advisor should help you find a lender who will loan you the money (this may be at a slightly higher interest rate) but will also help you plan ahead. You should aim to try to achieve a sustained period of good credit history so that, in time, you can benefit from some of the cheaper deals available from the High Street lenders (this may typically take about 2 years). Ask your personal advisor about a Mortgage Management Scheme.

Resist the temptation of spending on credit or store cards (the interest rates they charge are phenomenal). Don't take out unnecessary loans, run up overdrafts or spend on things you don't need. The short term gain of these credit agreements will come back to bite you and your first priority must be to get your mortgage back on track and ultimately save yourself thousands of pounds by paying a lower interest rate.

Always get independent advice on these products!

To speak to an independent FSA (Financial Services Authority) regulated mortgage advisor now complete our no obligation enquiry form below. This service is completely free and your personal broker is under obligation to give you 'best advice' depending on your circumstances and requirements. Your personal independent broker may suggest other mortgage products to you that you may be unaware of.

Please tell us about yourself
Required mortgage type
First name*
Last name*
Date of birth*
House Number*
Email Address*
Is this a single or joint application?*
Joint    Single
Your property and mortgage details
Mortgage amount required (£)*
Approx. mortgage outstanding (£)*
Value of the property being sold (£)*
Purchase price of the property being bought (£)*
Current lender*
Approx. amount of any secured loans (£)
Approx. amount of any unsecured loans (£)
(inc. credit card balances and overdrafts)
Purpose of mortgage
Your circumstances
Please tick any of the following that apply to you. This will not hinder your mortgage enquiry but will help us find the most suitable product for you.

Have you or the joint applicant had a CCJ in the last 3 years?
Have you or the joint applicant ever had an IVA?
Have you or the joint applicant ever been declared bankrupt?
Have you or the joint applicant missed any mortgage or secured loan payments in the last 2 years?
Any other information

RemortgageMe is an independently run website acting as an introducer to regulated advisors who can discuss and advise you on your mortgage options