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1 IN 5 OF US ARE PAYING TOO MUCH FOR OUR MORTGAGE! Whatever the reason you may wish to remortgage your property always seek independent financial advice.

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Testimonials
young couple

“Thank your team for a truly excellent, top class service over a remortgage just completed especially Simply Finance who were very efficient.They will be highly recommended as far as I am concerned, in the future.”

Rosalind, Chesham

young couple

“When I visited your website I was desperate as my finances were in a real mess. You recommended us to a mortgage adviser and through their help and patience secured a mortgage for me through a building society who were sympathetic to my needs.

“For the first time in over four years I was able to sleep at night and thank you so much for helping me out. I have recommended you to all my friends and family.”

Robert, Crawley

young couple

“Thanks for an outstanding and efficient job. You guys are head and shoulders above all other websites I visited and the follow up from the mortgage advisers was prompt and efficient. You can be assured that I refer you to my friends as well as my clients.”

Julie, Brighton

young couple

“I thought that I would never be able to qualify for a mortgage after my bankruptcy. You are truly miracle workers.”

John, Surrey

young couple

“I was referred to RemortgageMe by a relative. It was at a time I needed real help in getting my financial situation in control.

“The whole process was so quick from filling in my details to the adviser calling me. I'm looking to complete on my remortgage next week.”

Peter, Nottingham

Debt consolidation remortgages

A common reason to remortgage is to free up equity in the property to consolidate debts such as credit cards, bank overdrafts or loans. The advantage of doing this is that the amount you then have to pay each month is consolidated into one affordable payment as unsecured debt such as credit cards or store cards are very expensive as the interest rates are very high.

You are, though, increasing the amount of your mortgage that you owe so it is a case of gaining on the swings what you lose on the roundabouts. The reason the repayments on your mortgage are much lower is because you are spreading the amount you owed the credit card companies over a much longer period so you still end up paying interest and may end up paying more than had you devised an alternative strategy for paying off the credit cards in some other way much quicker.

Speak to an Independent Financial Advisor about this. If this is the best option for you s/he will tell you and will perhaps help you devise a strategy for you whereby you can avoid this happening again in the future and also whereby you may even be able to reduce the mortgage to get back to your original position of having a lower amout to repay.

Always get independent advice on these products!

To speak to an independent FSA (Financial Services Authority) regulated mortgage advisor now complete our no obligation enquiry form below. This service is completely free and your personal broker is under obligation to give you 'best advice' depending on your circumstances and requirements. Your personal independent broker may suggest other mortgage products to you that you may be unaware of.

Please tell us about yourself
Required mortgage type
Title*
First name*
Last name*
Date of birth*
Postcode*
House Number*
Telephone*
Mobile*
Email Address*
Is this a single or joint application?*
Joint    Single
Your property and mortgage details
Mortgage amount required (£)*
Approx. value of the property you are remortgaging(£)*
Current lender*
Purpose of remortgage*
Your circumstances
If the answer to any of the questions below is Yes, please tick the box. This will not hinder your mortgage enquiry but will help us find the most suitable product for you.

Have you or the joint applicant had a CCJ in the last 3 years?
Yes    No
Have you or the joint applicant ever had an IVA?
Yes    No
Have you or the joint applicant ever been declared bankrupt?
Yes    No
Have you or the joint applicant missed any mortgage or secured loan payments in the last 2 years?
Yes    No
Any other information